Wealthsimple promotions history (2023 to 2026)
Wealthsimple runs many short promotions. This timeline shows past and current offers, newest first, so you can see what is normal and what is rare.
Last verified
Disclosure: Not affiliated with Wealthsimple. This site earns a referral bonus when you sign up with code LUML7A and meet the terms. Not financial advice. You are responsible for your own decisions.
Closed offers are shown for history only. Do not rely on them.
Timeline
| Date | Promotion | Offer | Status |
|---|---|---|---|
| Oct 2, 2026 | Credit card referral boost | 3% extra on 2% for 30 days, first $10,000 | Live at last check |
| Oct 1, 2026 | Monthly Millionaire October | 5,000 entries per referral, 100,000 cap, closes Oct 28 | Live at last check |
| Sep 29, 2026 | Credit card 555 welcome offer | Invite only, new clients, 5% total for 35 days, first $10,000 | Check terms |
| Sep 29, 2026 | Savings 555 interest boost | Invite only welcome offer, 35 days | Check terms |
| Sep 14 to Sep 28, 2026 | Referral and householding promotion | Limited time referral promotion | Closed |
| Sep 11, 2026 | Current referral bonus terms | $25 each, $100 from outside Wealthsimple within 30 days | Live at last check |
| Aug 27 to Sep 30, 2026 | Monthly Millionaire September | 300,000 entry cap | Closed |
| Aug 7, 2026 | Credit card welcome offers (5% and fee waiver) | 10% cash back (8% extra for 30 days, first $5,000) and 5% cash back with fee waiver | Check terms |
| Jul 8 to Aug 31, 2026 | 0.2% match above $2,000,000 | Extra match on transfers up to $10,000,000 | Closed |
| Jun 8, 2026 | Referral ladder | Invite only, referrer up to $2,000 | Check terms |
| Jun 3 to Aug 31, 2026 | 3% Active Trader Match | Match for active traders | Closed |
| May 4, 2026 | 1% transfer match | $25,000 minimum, paid over 24 months | Live at last check |
| Apr 27, 2026 | Referral promotion April 2026 | Ladder tiers $25 to $2,000 | Closed |
| Feb 25, 2026 | New client referral boost 2026 | Referrer $100 to $5,075 by friend's deposit | Closed |
| Apr 11 to May 6, 2025 | New client referral boost | Invite only, friend $25 | Closed |
| Dec 1, 2023 | Chequing direct deposit boost | 0.5% extra interest with direct deposit | Live at last check |
Patterns worth knowing
- Referral bonuses swing a lot, from a flat $25 to tiered offers for invited referrers.
- Credit card welcome offers have changed every few weeks since August 2026.
- Contest entry caps change monthly.
- Most boosted offers are invite only.
Where to see what is live now
Frequently asked questions
What is the biggest Wealthsimple referral bonus there has been?
Up to $5,075 for invited referrers in the February 2026 boost, now closed.
Is the $25 referral normal?
Yes. It is the standard offer at the time of last verification. Larger tiered offers have been invite only.
How often do credit card offers change?
Every few weeks since August 2026.
Where do these dates come from?
Official Wealthsimple terms pages, listed in Sources.
Sources
Ready to sign up?
Fund a new account with $100+ from outside Wealthsimple within 30 days and you both get $25, at the time of last verification.
Referral code
LUML7A
Last verified October 5, 2026. Official terms always take priority.